When I was 18, I moved away from home to go away for college. There was a local school I could have gone to, but I was young and rebellious and couldn't wait to get out of the house. I ended up renting an apartment with my two best friends, ordering pizza way too often … Continue reading My “my first credit card” story
So while agonizing over my spreadsheets this weekend and praying that we get a decent offer on the house when it hits the market, I calculated the amount that we actually spend on house-related costs on a monthly basis. Since our rent will be a fixed, all-inclusive amount, I wanted to see how much money … Continue reading True costs of home ownership
I know someone who is seriously in debt, to the tune of at least 6 figures. I won't get into details since it's not my story, but she has been very open about it. She hates the fact of the debt, but has gotten so used to it that she also doesn't seem to want … Continue reading The right comparisons
As I'm going through everything in my house and determining what's worth keeping, I'm building a pile of stuff to get rid of that gets higher by the day. Most of it was at one point in my life a planned purchase that I thought about for a while and really wanted, and some of … Continue reading Ignoring sunk cost
So I'm about to do something that feels completely contrary to FIRE goals and Mr Money Mustache and everything else I've read about how to save money. When we sell our house, we're probably going to *gasp* use a realtor. I know that Comfree.com exists, and many other sites like it. I know that I'm … Continue reading Decision time
"Here. It can go in the 'trash' pile." "Really?" *Nod* "Yes! Finally!" The item in question was an ornamental miniature version of a Greek statue. It had been given to my husband by his grandmother when he was a child, and he had been carting it around ever since. We've gone through three moves together, … Continue reading On being ruthless
Today while at a Christmas Eve dinner with some friends of ours, we shared our plans to sell our house and rent instead. I've been surprised how enthusiastic most people have been, overall. The most common reaction I've gotten is "I wish I could do that, but there's no room for our kids in an … Continue reading This is never a reason to buy something new!